Location: Orlando-Kissimmee-Sanford, FL | Metro: Orlando-Kissimmee-Sanford, FL MSA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,720 |
| 1 Bedroom | $1,790 |
| 2 Bedrooms | $2,030 |
| 3 Bedrooms | $2,530 |
| 4 Bedrooms | $2,960 |
| 5 Bedrooms | $3,434 |
| 6 Bedrooms | $3,846 |
| 7 Bedrooms | $4,154 |
| 8 Bedrooms | $4,362 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $2,030 | $250,449 | 0.81% | C |
| 3BR | $2,530 | $332,272 | 0.76% | D |
| 4BR | $2,960 | $377,807 | 0.78% | D |
| 5BR | $3,434 | $432,216 | 0.79% | D |
U.S. Census Bureau data (2024)
To integrate ZIP 34743, located in Kissimmee, FL, into a Section 8 portfolio strategy, one must consider its unique characteristics. This area serves as a strong cash-flow anchor. The Fair Market Rent (FMR) for a one-bedroom unit in ZIP 34743 for fiscal year 2024 is set at $1900, while the market rent stands at $2,121. This indicates that landlords participating in the Section 8 program can expect a slight discount on rent compared to the market rate, but still maintain a steady cash flow.
The median home value in ZIP 34743 is $339,177, which suggests that property values are relatively stable. However, the key factor that makes this ZIP code a cash-flow anchor is the 12.1% spread between the FMR and the market rent. This spread ensures that landlords receive a predictable and consistent rental income, crucial for managing a portfolio effectively.
Additionally, the ZIP code has an appreciation potential, with only a 0.2% price-cut share and a 33-day Days on Market (DOM), indicating that properties sell relatively quickly without significant price reductions. Yet, these factors are secondary when considering the primary role of a cash-flow anchor in a portfolio.
The renter share in ZIP 34743 is 30.9%, and the median income is $62,992. These figures suggest a moderate demand for rental housing and a reasonable income level among residents. However, they do not overshadow the importance of the FMR and market rent dynamics in making this ZIP code a reliable cash-flow anchor.
In conclusion, ZIP 34743 is best suited as a cash-flow anchor in a Section 8 portfolio due to its stable property values and the favorable spread between FMR and market rents. This strategic placement ensures that landlords can count on regular and predictable income, which is essential for maintaining financial stability within their investment portfolios.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.