Location: Talladega County, AL | Metro: Anniston-Oxford, AL MSA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $920 |
| 1 Bedroom | $960 |
| 2 Bedrooms | $1,180 |
| 3 Bedrooms | $1,550 |
| 4 Bedrooms | $1,550 |
| 5 Bedrooms | $1,798 |
| 6 Bedrooms | $2,014 |
| 7 Bedrooms | $2,175 |
| 8 Bedrooms | $2,284 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,550 | $223,589 | 0.69% | D |
| 4BR | $1,550 | $250,819 | 0.62% | D |
U.S. Census Bureau data (2024)
The dynamics of ZIP 35096 present a market in equilibrium, with specific indicators pointing towards a balanced state between supply and demand. The Fair Market Rent (FMR) for the area stands at $1050 for fiscal year 2024, while the market rent, as per the Census American Community Survey (ACS), is recorded at $951. This suggests that the rental market is slightly below the benchmark set by HUD, indicating a minor oversupply or that landlords are adjusting their rents to match the local economic conditions.
A key metric in assessing market pressure is the price-cut share, which for ZIP 35096 is a mere 0.2%. This figure implies that very few properties are being discounted, suggesting that the market is robust and that most homes are selling at or near their asking prices. Additionally, the median home value of $229,624 provides insight into the affordability and desirability of homeownership in the area. However, the lack of data on days on the market (DOM) means we cannot draw conclusions about how quickly properties are moving.
The 7.4% renter share is noteworthy as it indicates a relatively low proportion of residents renting compared to owning. In a broader context, this could suggest that there is less immediate pressure on the rental market, but it also points to a potential long-term trend where homeownership is favored over renting. This preference for ownership can lead to a steady demand for rental units as first-time buyers accumulate savings or navigate the homeownership process, thereby maintaining a consistent level of housing pressure.
In summary, ZIP 35096 appears to be a market where supply closely matches demand, with rental prices slightly below the FMR benchmark. The low price-cut share and median home value indicate a healthy market for homeownership, while the modest renter share suggests a stable, albeit not highly pressured, rental sector. Landlords and small-portfolio investors should consider these factors when making decisions about property investments in this area.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.