Location: Anniston-Oxford, AL | Metro: Anniston-Oxford, AL MSA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $940 |
| 1 Bedroom | $940 |
| 2 Bedrooms | $1,190 |
| 3 Bedrooms | $1,580 |
| 4 Bedrooms | $1,580 |
| 5 Bedrooms | $1,833 |
| 6 Bedrooms | $2,053 |
| 7 Bedrooms | $2,217 |
| 8 Bedrooms | $2,328 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,580 | $226,239 | 0.7% | D |
U.S. Census Bureau data (2024)
The analysis of ZIP code 36250 reveals a unique balance between yield and stability, making it an interesting market for real-estate investors. The Fair Market Rent (FMR) for the area is set at $1100 for fiscal year 2024, which is notably higher than the current market rent of $908. This indicates a potential opportunity for landlords to increase rental rates closer to the FMR without significantly deterring tenants.
To understand the yield potential, consider the median home value of $218,833. A property priced at this level can be rented out for $1100, providing a strong rental income relative to the investment cost. This suggests that the area offers a decent yield, especially if you can achieve rents near the FMR.
However, the stability of the market is somewhat mixed. Only 15.0% of residents are renters, which is relatively low. This could indicate that there's limited demand for rental properties, potentially leading to longer vacancy periods and increased competition among landlords. The average daily days on market (DOM) figure is not available, but this would typically provide insight into how quickly properties are leased in the area. Without this data, we must rely on other indicators such as income levels to gauge stability.
The median household income in ZIP 36250 is $83,406, which is a positive sign. Higher incomes generally correlate with lower default risks and more consistent rental payments. However, the low percentage of renters and the unknown DOM figure introduce some uncertainty regarding the market's stability.
In summary, ZIP 36250 presents itself as a moderate market, neither purely high-yield nor completely stable. The opportunity for higher rental yields exists, driven by the gap between the FMR and current market rents. Yet, the relatively low number of renters and the absence of DOM data suggest caution in terms of stability. For investors looking to capitalize on rental income while being mindful of the risk of vacancy, this market offers a balanced approach.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.