Location: McNairy County, TN | Metro: Jackson, TN HUD Metro FMR Area
| Unit Size | Monthly FMR |
|---|---|
| Studio | $790 |
| 1 Bedroom | $870 |
| 2 Bedrooms | $1,140 |
| 3 Bedrooms | $1,510 |
| 4 Bedrooms | $1,590 |
| 5 Bedrooms | $1,844 |
| 6 Bedrooms | $2,065 |
| 7 Bedrooms | $2,230 |
| 8 Bedrooms | $2,342 |
U.S. Census Bureau data (2024)
ZIP 38044, located in McNairy County, TN, can serve as a cash-flow anchor within a Section 8 portfolio strategy. The Fair Market Rent (FMR) for ZIP 38044 in fiscal year 2024 is set at $870, which aligns well with the local rental trends. Despite the lack of current market data, historical trends indicate that the median home value has been around $154,485, providing a stable investment base.
The primary reason for considering ZIP 38044 as a cash-flow anchor is the consistent demand for affordable housing. The median income in the area is $46,471, making it moderately affordable with a home-value-to-income ratio of 3.8. This suggests that many residents rely on government assistance such as Section 8 vouchers to secure housing, thereby creating a steady stream of tenants.
A cash-flow anchor property should generate reliable rental income that covers the mortgage and other expenses. In ZIP 38044, the FMR of $870 ensures that landlords can receive a guaranteed rental amount through the Section 8 program, reducing the risk of vacancy and ensuring predictable cash flow.
Furthermore, the 18.5% renter share indicates a significant portion of the population is already租房者，这进一步支持了将38044作为现金流稳定器的策略。稳定的租户需求和政府补贴租金保证了投资房产的收入流。
虽然没有当前的价格折扣份额和在市场上待售天数（DOM）的数据，但历史趋势表明该地区的房价相对稳定。对于寻求在投资组合中增加稳定现金流来源的小型房地产投资者来说，38044是一个理想的选择。
综上所述，38044适合成为Section 8投资组合中的现金流稳定器，其主要依据是稳定的租户需求和政府补贴租金的保障。
Data Sources: FMR data from HUD (2027). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.