Section 8 Fair Market Rent (FMR) for ZIP 38478 - 2027

Location: Lincoln County, TN | Metro: Giles County, TN

Investment Score for ZIP 38478

D
Monthly Rent (2BR)
$1,110
Median Price (2BR)
$171,865
1% Rule
0.65%
Annual Yield
7.75%

Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)

FY 2027 Fair Market Rent Rates

Unit Size Monthly FMR
Studio$840
1 Bedroom$850
2 Bedrooms$1,110
3 Bedrooms$1,320
4 Bedrooms$1,520
5 Bedrooms$1,763
6 Bedrooms$1,975
7 Bedrooms$2,133
8 Bedrooms$2,240

Investment Analysis by Bedroom Size

Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)

Bedrooms Monthly FMR Median Price 1% Rule Grade
2BR $1,110 $171,865 0.65% D
3BR $1,320 $261,056 0.51% F
4BR $1,520 $334,083 0.45% F

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

Population
18,943
Median Household Income
$61,295
Housing Units
8,783
Renter Percentage
32.5%
Occupancy Rate
84.0%
Renter Occupied
2,400

The Fair Market Rent (FMR) for ZIP code 38478, which includes Pulaski, Tennessee, is set at $990 for the metro area fiscal year 2026. This figure represents the payment standard for Section 8 housing vouchers, meaning that if you participate in the program, the government will pay up to $990 per month for an eligible tenant's rent. However, it's important to note that this does not represent the actual rent you can charge your tenants.

To put this into context, the average rent in ZIP 38478 is currently around $867, according to recent Census Bureau data. This suggests that the FMR is slightly higher than the typical market rate, which could be beneficial for landlords looking to cover costs and earn a reasonable profit.

In ZIP 38478, approximately 32.5% of the population are renters. This indicates a moderate demand for rental properties, making it a viable option for those interested in entering the rental market. The average home price in the area is about $248,619, which gives a good idea of the potential acquisition cost for a property you might consider renting out under the Section 8 program.

Before committing to a Section 8 rental property, verify that the unit meets all local housing quality standards. These standards ensure that the property is safe, decent, and sanitary for tenants. If the property fails to meet these criteria, it will not qualify for the program, regardless of the FMR or market conditions.

Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.