Section 8 Fair Market Rent (FMR) for ZIP 38625 - 2027

Location: Union County, MS | Metro: Tippah County, MS

FY 2027 Fair Market Rent Rates

Unit Size Monthly FMR
Studio$760
1 Bedroom$780
2 Bedrooms$910
3 Bedrooms$1,150
4 Bedrooms$1,200
5 Bedrooms$1,392
6 Bedrooms$1,559
7 Bedrooms$1,684
8 Bedrooms$1,768

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

Population
1,261
Median Household Income
$43,906
Housing Units
450
Renter Percentage
37.8%
Occupancy Rate
93.6%
Renter Occupied
159

The market in ZIP code 38625, with a Fair Market Rent (FMR) of $890 for fiscal year 2026, stands as a dynamic housing environment. The median home value at $166,811 suggests an area that is affordable and potentially attractive to first-time buyers and renters alike. However, the lack of data on market rent and the percentage of homes sold with price cuts or days on the market (DOM) limits a comprehensive analysis of the current supply-demand balance.

With 37.8% of households being renters, there is a significant segment of the population dependent on rental properties. This high renter share indicates ongoing housing pressure, as a large portion of residents may not be able to afford homeownership. It implies a steady demand for rental units, which could make owning rental properties in this ZIP code a viable investment strategy for landlords and small-portfolio investors. The consistent need for rental accommodations often reflects broader economic conditions, such as lower average incomes or higher unemployment rates, which can sustain a robust rental market even if it doesn't indicate rapid appreciation in property values.

The FMR set at $890 for fiscal year 2026 provides a benchmark for what is considered affordable rent for low-income families. This figure, combined with the median home value, suggests that while homeownership might be within reach for many, there is still a substantial market for rentals that meet affordability standards. Landlords should consider this when setting rents to ensure they remain competitive and attractive to potential tenants.

In summary, ZIP 38625 presents a market characterized by a notable rental presence and affordability. The high renter share points to a persistent demand for rental properties, making it a sector worth attention for those interested in real estate investments. While specific supply-demand metrics are unavailable, the overall snapshot paints a picture of a community where rental properties are likely to remain in demand due to the economic realities faced by a significant portion of its residents.

Data Sources: FMR data from HUD (2027). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.