Location: Pascagoula, MS | Metro: Pascagoula, MS HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $930 |
| 1 Bedroom | $940 |
| 2 Bedrooms | $1,070 |
| 3 Bedrooms | $1,470 |
| 4 Bedrooms | $1,710 |
| 5 Bedrooms | $1,984 |
| 6 Bedrooms | $2,222 |
| 7 Bedrooms | $2,400 |
| 8 Bedrooms | $2,520 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,070 | $86,981 | 1.23% | A |
| 3BR | $1,470 | $123,412 | 1.19% | B |
| 4BR | $1,710 | $178,601 | 0.96% | C |
U.S. Census Bureau data (2024)
The ZIP code 39563, located in Moss Point, Mississippi, presents a dynamic rental market that is currently balanced but leans towards a slight surplus of supply over demand. This inference is drawn from the snapshot of key metrics: the Fair Market Rent (FMR) for the area is set at $1050 for fiscal year 2024, while the actual market rent, according to the Census American Community Survey (ACS), stands at $1,069. The fact that the market rent slightly exceeds the FMR suggests that landlords have some pricing power, though it's minimal.
A 0.3% price-cut share indicates that very few properties are being discounted to attract tenants, which could imply that there is little urgency among landlords to reduce rents. However, this low percentage also aligns with a market where the number of available units is just above the number of interested renters, maintaining a competitive yet stable environment.
The median home value in ZIP 39563 is $107,907, reflecting an affordable housing market. While the median home value doesn't directly indicate whether supply outpaces demand, it does suggest that homeownership is accessible, potentially reducing the overall pressure on the rental market.
The 27.5% renter share reveals a significant portion of the population that relies on renting rather than owning homes. This high percentage of renters can create long-term housing pressure, as it signals a persistent demand for rental properties. Landlords and small-portfolio investors should take note of this trend, as it suggests that there will be a steady need for rental units in the area, even if the immediate market appears to be slightly oversupplied.
In summary, ZIP 39563 is a market characterized by a slight surplus of supply over demand, as evidenced by the close alignment between FMR and market rent, and the low price-cut share. Yet, the substantial renter share points to ongoing demand, making it a viable investment opportunity for those willing to manage properties effectively and adapt to local market conditions.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.