Location: Lincoln County, MS | Metro: Franklin County, MS
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $710 |
| 1 Bedroom | $710 |
| 2 Bedrooms | $930 |
| 3 Bedrooms | $1,220 |
| 4 Bedrooms | $1,220 |
| 5 Bedrooms | $1,415 |
| 6 Bedrooms | $1,585 |
| 7 Bedrooms | $1,712 |
| 8 Bedrooms | $1,798 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $930 | $144,545 | 0.64% | D |
| 3BR | $1,220 | $208,791 | 0.58% | F |
| 4BR | $1,220 | $309,023 | 0.39% | F |
U.S. Census Bureau data (2024)
The ZIP code 39601, located in Brookhaven, MS, presents a dynamic housing market that is currently experiencing a balance between supply and demand, but leans towards demand slightly outweighing supply. This inference is drawn from the snapshot of key metrics that reflect the current state of the real estate market.
A critical indicator is the Fair Market Rent (FMR) set at $890 for the fiscal year 2026, which is higher than the current market rent of $770. This suggests that while rents are currently lower, there is an upward trend driven by the FMR, which is used to determine rental assistance payments. The low price-cut share of 0.3% further supports this view, indicating that few landlords are willing to reduce their asking prices to attract tenants, a sign that they are confident in the ability to lease properties at current rates.
The median home value of $160,906 provides insight into the affordability and desirability of homeownership in the area. However, the N/A for days on market (DOM) suggests that data on how quickly homes are selling is either not available or inconsistent, making it difficult to assess the speed at which the housing stock is being absorbed.
The 28.1% renter share indicates a significant portion of the population is租房者，这表明该地区的长期住房压力较大。高比例的租户可能意味着一些居民暂时无法购买房产，或者他们更倾向于租赁而非拥有房产。对于房东和小型投资组合投资者来说，这意味着稳定的租金需求，但同时也预示着潜在的挑战，例如如何在不断上涨的公平市场租金（FMR）和当前市场租金之间找到平衡。
总的来说，39601邮政编码区的房地产市场显示出需求略微超过供应的趋势。这对于希望在这个市场上投资的房东和小型投资组合投资者来说是一个积极的信号，因为这意味着有可能获得良好的回报。然而，也需要密切关注市场动态，以确保投资策略与实际情况相符。
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.