Section 8 Fair Market Rent (FMR) for ZIP 42103 - 2027

Location: Bowling Green, KY | Metro: Bowling Green, KY HUD Metro FMR Area

Investment Score for ZIP 42103

D
Monthly Rent (2BR)
$1,370
Median Price (2BR)
$214,742
1% Rule
0.64%
Annual Yield
7.66%

Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)

FY 2027 Fair Market Rent Rates

Unit Size Monthly FMR
Studio$1,050
1 Bedroom$1,170
2 Bedrooms$1,370
3 Bedrooms$1,640
4 Bedrooms$2,240
5 Bedrooms$2,598
6 Bedrooms$2,910
7 Bedrooms$3,143
8 Bedrooms$3,300

Investment Analysis by Bedroom Size

Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)

Bedrooms Monthly FMR Median Price 1% Rule Grade
2BR $1,370 $214,742 0.64% D
3BR $1,640 $307,814 0.53% F
4BR $2,240 $503,824 0.44% F
5BR $2,598 $678,525 0.38% F

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

Population
21,911
Median Household Income
$87,689
Housing Units
10,604
Renter Percentage
37.0%
Occupancy Rate
93.8%
Renter Occupied
3,678

With a Fair Market Rent (FMR) set at $1170 for zip code 42103 in Bowling Green, KY, for fiscal year 2024, landlords can align their rental prices with government standards to attract Section 8 tenants. The market rent, measured by Zillow's ZORI, stands at $1,360, indicating that properties priced slightly below this mark could be particularly attractive to both Section 8 participants and general renters. The median home value in the area is $363,654, reflecting a stable housing market where investments can yield solid returns. With 37.0% of the population being renters, there is a significant demand for rental properties, making it a viable market for small-portfolio investors. The median income of $87,689 suggests that residents have the financial stability to meet rental obligations, reducing the risk of default for landlords. A Days on Market (DOM) figure of 52 days shows that properties are typically sold relatively quickly, which is beneficial for those looking to turn over their investments. The price-cut share of just 0.2% indicates that sellers rarely need to lower their asking prices, implying strong pricing power for landlords and property owners. Based on these metrics, the Section 8 program presents a reliable opportunity for landlords and small-portfolio investors in Bowling Green, KY, given the alignment between FMR and market rents, coupled with a robust local economy and quick property turnover rates.

Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.