Section 8 Fair Market Rent (FMR) for ZIP 42452 - 2027

Location: Webster County, KY | Metro: Henderson County, KY

Investment Score for ZIP 42452

N/A

Monthly Rent (2BR)

$950

Median Price (2BR)

$N/A

1% Rule

Annual Yield

Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)

FY 2027 Fair Market Rent Rates

Unit Size	Monthly FMR
Studio	$820
1 Bedroom	$830
2 Bedrooms	$950
3 Bedrooms	$1,280
4 Bedrooms	$1,430
5 Bedrooms	$1,659
6 Bedrooms	$1,858
7 Bedrooms	$2,007
8 Bedrooms	$2,107

Investment Analysis by Bedroom Size

Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)

Bedrooms	Monthly FMR	Median Price	1% Rule	Grade
3BR	$1,280	$239,980	0.53%	F

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

Population

1,943

Median Household Income

$80,069

Housing Units

910

Renter Percentage

12.7%

Occupancy Rate

90.1%

Renter Occupied

104

The ZIP code 42452, located in a suburban setting, offers a stable environment for both landlords and small-portfolio investors. With a mix of residential properties and a growing local economy, it presents a solid opportunity for those looking to invest in the real estate market.

The Fair Market Rent (FMR) for ZIP 42452 in fiscal year 2024 is set at $1040, providing a benchmark for rental pricing that ensures affordability while maintaining profitability.
The average market rent, according to Census ACS data, stands at $875, indicating a potential for rental income to be slightly below the FMR but still competitive within the local market.
The median home value in the area is $236,082, offering investors a reasonable entry point into the housing market without the risk of overpaying for properties.
Renters make up 12.7% of the population, suggesting a moderate demand for rental properties and a balanced mix of homeownership and renting.
The median income in ZIP 42452 is $80,069, which supports a healthy economic base, ensuring tenants have the financial stability to meet their rental obligations.

Synthesizing these points, investors in ZIP 42452 can expect a stable rental market with reasonable property values. The gap between the market rent and the FMR indicates potential for modest increases in rental rates, aligning with the economic capacity of the residents. However, the relatively low renter share suggests that competition for tenants might be fierce, necessitating well-maintained properties and possibly amenities to attract and retain renters. Overall, the combination of affordable property prices and a steady economic foundation makes this area a viable investment option for those looking to diversify their real estate portfolio in a predictable market.

Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.