Location: Toledo, OH | Metro: Toledo, OH MSA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $850 |
| 1 Bedroom | $900 |
| 2 Bedrooms | $1,180 |
| 3 Bedrooms | $1,510 |
| 4 Bedrooms | $1,610 |
| 5 Bedrooms | $1,868 |
| 6 Bedrooms | $2,092 |
| 7 Bedrooms | $2,259 |
| 8 Bedrooms | $2,372 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,510 | $309,149 | 0.49% | F |
| 4BR | $1,610 | $360,349 | 0.45% | F |
U.S. Census Bureau data (2024)
The Fair Market Rent (FMR) for ZIP code 43525 in fiscal year 2024 is set at $980. This figure represents the maximum amount that a landlord can charge for rent under the Section 8 program, which is designed to help low-income families afford housing. It's important to note that this is not the actual rent you will be receiving; it's the payment standard used by the Housing Choice Voucher Program.
To put this into perspective, the average market rent in ZIP 43525, according to recent Census American Community Survey (ACS) data, is slightly higher at $996. This means that while your rent might be a bit lower than the market rate, it still aligns closely with what tenants typically pay in the area.
The renter share in this ZIP code is 9.0%, indicating that there is a steady demand for rental properties. Given the FMR and the local average rent, this suggests that the demand for affordable housing is strong, making Section 8 rentals a viable option for landlords looking to fill vacancies.
When considering the purchase price of a property, the median home value in ZIP 43525 is approximately $283,070. This figure gives you an idea of the typical acquisition cost for a property in this area, which can help in assessing whether a Section 8 rental fits within your investment budget.
Before proceeding with a Section 8 rental, one key verification step is to ensure that the property meets all the required inspection standards. The Housing Authority will conduct an inspection to confirm that the unit is safe, decent, and sanitary, and that it complies with local housing codes. Failure to meet these standards could result in a denied application or reduced payments.
In summary, the FMR of $980 for ZIP 43525 provides a clear guideline for setting your rent under the Section 8 program, while the local average rent of $996 shows that you are not significantly below market rates. With a 9.0% renter share, there is a solid demand for rental units, and the median home value of $283,070 helps in understanding the typical costs involved. Ensuring your property passes the necessary inspections is crucial for a successful Section 8 rental venture.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.