Location: Henry County, OH | Metro: Defiance County, OH
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $800 |
| 1 Bedroom | $810 |
| 2 Bedrooms | $1,000 |
| 3 Bedrooms | $1,340 |
| 4 Bedrooms | $1,680 |
| 5 Bedrooms | $1,949 |
| 6 Bedrooms | $2,183 |
| 7 Bedrooms | $2,358 |
| 8 Bedrooms | $2,476 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,000 | $128,640 | 0.78% | D |
| 3BR | $1,340 | $181,618 | 0.74% | D |
| 4BR | $1,680 | $202,225 | 0.83% | C |
U.S. Census Bureau data (2024)
The ZIP code 43527, located in Holgate, Ohio, stands out due to its unique demographic and economic characteristics. With a population of 2,151 residents, only 10.2% of whom rent their homes, it indicates a predominantly owner-occupied area. The median income here is $58,821, reflecting a modest yet stable financial status among the residents. The median home value is notably higher at $168,752, suggesting that homeownership is valued and financially feasible for many in the community.
When it comes to the voucher economics, the Fair Market Rent (FMR) for the metro area in fiscal year 2026 is set at $970. This figure is significantly higher than the actual market rent of $756, as reported by the Census Bureau's American Community Survey (ACS). This discrepancy means that landlords who accept Section 8 vouchers could potentially receive higher rental payments compared to the local market rate, which could be beneficial for those looking to maintain or improve their rental income levels.
The data signature for ZIP 43527 reads as stable. The relatively low percentage of renters suggests a community where long-term homeownership is common, indicating a settled population. Additionally, the median income and home values suggest a consistent economic environment without significant fluctuations. However, the higher FMR compared to the market rent might indicate a transitional aspect for the rental market, particularly for landlords who choose to participate in the Section 8 program. They can leverage the voucher system to command rents above the local average, thereby increasing their profitability.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.