Section 8 Fair Market Rent (FMR) for ZIP 43557 - 2027

Location: Williams County, OH | Metro: Toledo, OH MSA

Investment Score for ZIP 43557

D
Monthly Rent (2BR)
$1,160
Median Price (2BR)
$153,632
1% Rule
0.76%
Annual Yield
9.06%

Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)

FY 2027 Fair Market Rent Rates

Unit Size Monthly FMR
Studio$880
1 Bedroom$900
2 Bedrooms$1,160
3 Bedrooms$1,490
4 Bedrooms$1,540
5 Bedrooms$1,786
6 Bedrooms$2,000
7 Bedrooms$2,160
8 Bedrooms$2,268

Investment Analysis by Bedroom Size

Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)

Bedrooms Monthly FMR Median Price 1% Rule Grade
2BR $1,160 $153,632 0.76% D
3BR $1,490 $210,785 0.71% D
4BR $1,540 $247,179 0.62% D

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

Population
3,284
Median Household Income
$84,950
Housing Units
1,173
Renter Percentage
12.6%
Occupancy Rate
91.5%
Renter Occupied
135

Stryker, OH, located in ZIP code 43557, can serve as a cash-flow anchor within a Section 8 portfolio strategy. The Federal Market Rent (FMR) for FY 2024 in this area is set at $930, while the current market rent stands at $965. This creates a spread of $35, indicating that properties here will generate a slightly higher rental income compared to the subsidized rate. However, the primary appeal lies in the stability provided by the Section 8 program, which ensures consistent cash flow despite any slight discrepancies.

The median home value in Stryker, OH, is $196,590, offering a solid foundation for investment without the volatility often seen in rapidly appreciating markets. While there are no specific figures for price-cut shares or days on market (DOM), the lack of significant appreciation potential makes this ZIP code less suitable as an appreciation play. Instead, the focus should be on the reliability of cash flow and the security offered by the Section 8 program.

With a renter share of 12.6%, Stryker, OH, also serves as a modest diversifier. Although the renter share is not exceptionally high, it does provide some flexibility in managing a mixed portfolio of both renters and homeowners. The median income of $84,950 suggests a stable economic base, supporting the long-term viability of Section 8 tenants in the area. Landlords and small-portfolio investors should consider Stryker, OH, as part of their cash-flow anchor strategy due to the reliable income stream and the relatively low risk associated with the area's economic conditions.

Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.