Location: Coshocton County, OH | Metro: Coshocton County, OH
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $760 |
| 1 Bedroom | $880 |
| 2 Bedrooms | $1,000 |
| 3 Bedrooms | $1,250 |
| 4 Bedrooms | $1,690 |
| 5 Bedrooms | $1,960 |
| 6 Bedrooms | $2,195 |
| 7 Bedrooms | $2,371 |
| 8 Bedrooms | $2,490 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 1BR | $880 | $101,084 | 0.87% | C |
| 2BR | $1,000 | $132,602 | 0.75% | D |
| 3BR | $1,250 | $196,587 | 0.64% | D |
| 4BR | $1,690 | $249,974 | 0.68% | D |
| 5BR | $1,960 | $318,918 | 0.61% | D |
U.S. Census Bureau data (2024)
Coshocton, OH (ZIP 43812), located in the Coshocton County metro area, presents itself as a strong cash-flow anchor for a Section 8 portfolio strategy. The fundamental reason for this classification is the significant spread between the Fair Market Rent (FMR) and the actual market rent. For fiscal year 2026, the FMR for the Coshocton County metro area is set at $970, while the current market rent stands at $761. This difference of $209 per unit provides a substantial cushion that ensures positive cash flow even if market rents remain stagnant.
The median home value in Coshocton is $161,099, which is relatively low compared to many other areas across the United States. This lower entry cost can be advantageous for landlords and small-portfolio investors looking to maximize their return on investment. With the guaranteed rental income through Section 8 vouchers, the risk associated with market fluctuations is minimized, making it an ideal location for anchoring a portfolio's cash flow.
Additionally, the 0.2% price-cut share and a 27-day Days on Market (DOM) indicate a stable market where homes do not typically require significant price reductions to sell, and listings move quickly. This stability further supports the idea that Coshocton can serve as a reliable cash-flow generator within a Section 8 portfolio. While the 35.1% renter share and median income of $52,904 suggest a moderate level of demand for rental properties, the primary focus should be on the consistent cash flow provided by the FMR subsidy, which outweighs the need for high appreciation or diversification in this case.
In conclusion, Coshocton, OH is best suited as a cash-flow anchor within a Section 8 portfolio due to the favorable spread between FMR and market rent, along with the stable housing market conditions. Landlords and small-portfolio investors can rely on this area to provide steady, predictable returns without the volatility often associated with other markets.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.