Location: Youngstown-Warren, OH | Metro: Ashtabula County, OH HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $750 |
| 1 Bedroom | $800 |
| 2 Bedrooms | $1,000 |
| 3 Bedrooms | $1,290 |
| 4 Bedrooms | $1,380 |
| 5 Bedrooms | $1,601 |
| 6 Bedrooms | $1,793 |
| 7 Bedrooms | $1,936 |
| 8 Bedrooms | $2,033 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,000 | $160,692 | 0.62% | D |
| 3BR | $1,290 | $226,379 | 0.57% | F |
| 4BR | $1,380 | $269,818 | 0.51% | F |
U.S. Census Bureau data (2024)
The ZIP code 44428, located in Kinsman, Ohio, is a modest-sized area with a population of 3,102 residents. Within this community, 19.0% of the residents are renters, indicating a smaller but still significant rental market. The median household income stands at $59,375, which provides a baseline for understanding the financial capabilities of potential tenants.
A typical market rent in this ZIP is $781, representing approximately 13.1% of the median household income. This figure suggests that rent is a substantial portion of most residents' earnings, making affordability a key concern for many prospective tenants. For comparison, the Fair Market Rent (FMR) set by HUD for this area is $860 for FY 2024, which is slightly higher than the current market rate, indicating that rents might be expected to rise towards this benchmark.
In terms of the Section 8 tenant pool, the demand for housing vouchers is likely to be moderate given the percentage of renters and the median income level. Landlords in this area can anticipate a steady flow of tenants seeking assistance through the Section 8 program, particularly those whose incomes fall below the median. These tenants will typically have their rent subsidized up to the FMR, meaning landlords could see rents closer to the $860 mark if they participate in the program.
The type of tenant profile landlords should expect includes individuals and families who rely on government assistance to cover their housing costs. These tenants are likely to have a range of income levels, with many earning less than the median household income. Landlords should be prepared to work with the local housing authority to ensure compliance with the Section 8 requirements and to manage the administrative aspects of the program.
Given the relatively low median income and the significant portion of income required for rent, landlords must consider the long-term stability and management needs when deciding to accept Section 8 tenants. While the demand for vouchers is present, it is not overwhelming, allowing landlords to maintain some flexibility in their tenant selection process.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.