Location: Tuscarawas County, OH | Metro: Holmes County, OH
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $810 |
| 1 Bedroom | $820 |
| 2 Bedrooms | $1,070 |
| 3 Bedrooms | $1,330 |
| 4 Bedrooms | $1,500 |
| 5 Bedrooms | $1,740 |
| 6 Bedrooms | $1,949 |
| 7 Bedrooms | $2,105 |
| 8 Bedrooms | $2,210 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,070 | $246,955 | 0.43% | F |
| 3BR | $1,330 | $315,294 | 0.42% | F |
| 4BR | $1,500 | $402,689 | 0.37% | F |
U.S. Census Bureau data (2024)
The ZIP code 44681, located in Sugarcreek, Ohio, presents an interesting case when analyzed through the lens of yield and stability for Section 8 real estate investments. On the yield axis, the Fair Market Rent (FMR) for the metro area in fiscal year 2026 stands at $1,030, while the local market rent is estimated at $891. The median home value in the area is $328,141, indicating that the rental income, especially when considering the FMR, can provide a decent return relative to property costs.
However, the stability axis paints a different picture. Only 19.8% of residents are renters, which suggests a smaller pool of potential tenants. The lack of data on days on market (DOM) could imply that the market is less volatile, but it also means there's no direct measure of how quickly properties are rented out. The average household income is $85,769, which is higher than the national average and could indicate a stable economic base supporting the local rental market.
Based on these figures, ZIP 44681 does not fit neatly into a high-yield/low-stability flip-style market or a steady-cashflow zone. Instead, it represents a middle-ground scenario where the potential for yield is present due to the relatively high FMR compared to the median home value. However, the lower percentage of renters and the absence of DOM data suggest a market that lacks the high turnover typical of low-stability areas, thus offering some level of stability.
To conclude, for landlords and small-portfolio investors, ZIP 44681 offers a moderate yield with reasonable stability, making it a suitable investment location for those seeking a balance between returns and tenant reliability. The $1,030 FMR is a key figure that supports the yield potential, while the $85,769 average income provides a foundation for stability in the face of economic fluctuations.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.