Location: Huron County, OH | Metro: Huron County, OH
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $890 |
| 1 Bedroom | $900 |
| 2 Bedrooms | $1,140 |
| 3 Bedrooms | $1,430 |
| 4 Bedrooms | $1,740 |
| 5 Bedrooms | $2,018 |
| 6 Bedrooms | $2,260 |
| 7 Bedrooms | $2,441 |
| 8 Bedrooms | $2,563 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,430 | $206,061 | 0.69% | D |
U.S. Census Bureau data (2024)
ZIP code 44855, located within Huron County, OH, presents a distinct profile compared to the average ZIP codes in the same county. The Fair Market Rent (FMR) for 44855 is set at $1,090 for fiscal year 2026, which is notably higher than the market rent of $979. This discrepancy suggests that 44855 is slightly above the local average in terms of rental pricing expectations, potentially indicating a more desirable living area or higher demand for housing.
The median home value in 44855 stands at $183,634, which is consistent with the typical home values found in other ZIP codes within Huron County. This figure implies that property investments in 44855 are neither undervalued nor overpriced relative to the broader county market, positioning it squarely as a mid-tier neighborhood in terms of residential real estate.
With a renter share of 17.2%, 44855 has a slightly higher proportion of renters compared to the overall county average. However, this does not necessarily signal a strong Section 8 presence unless paired with lower-than-average home values, which is not the case here. The higher FMR and market rent suggest that while there is a notable rental population, the area also supports a decent level of homeownership and market-rate rents.
Given the specific figures, ZIP code 44855 can be classified as a mid-tier neighborhood within its metro. It does not exhibit characteristics of a value pocket, where home values would typically be below average, nor does it align with a premium sub-market, where both home values and rents would likely be significantly higher than the county average. Instead, 44855 offers a balanced environment suitable for landlords and small-portfolio investors looking for moderate returns on investment without the volatility associated with either very low or very high-value areas.
To further refine this analysis, consider the following:
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.