Location: Huron County, OH | Metro: Mansfield, OH MSA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $790 |
| 1 Bedroom | $840 |
| 2 Bedrooms | $1,060 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,630 |
| 5 Bedrooms | $1,891 |
| 6 Bedrooms | $2,118 |
| 7 Bedrooms | $2,287 |
| 8 Bedrooms | $2,401 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,060 | $142,170 | 0.75% | D |
| 3BR | $1,370 | $189,948 | 0.72% | D |
| 4BR | $1,630 | $220,755 | 0.74% | D |
U.S. Census Bureau data (2024)
To classify ZIP code 44865 in Plymouth, Ohio, we must analyze both yield and stability metrics based on the available data. The Fair Market Rent (FMR) for the area is set at $940 for fiscal year 2024, while the market rent stands at $832. This indicates that landlords can potentially charge closer to the FMR rate, which would be higher than the current market rate, suggesting a decent yield opportunity.
The median home value in ZIP 44865 is $171,185, which is a moderate figure compared to other areas. However, the key factor in determining yield is the rent-to-value ratio. With an FMR of $940, the annual potential rental income per unit is approximately $11,280. Given the median home value, this suggests a healthy yield if properties can be rented out at the FMR rate.
Moving on to stability, the data reveals that 25.3% of residents are renters, indicating a relatively stable tenant base. While the average days on market (DOM) is not provided, the median household income of $76,875 suggests that tenants have a solid financial standing to maintain consistent rental payments. This level of income also implies that there is a reasonable demand for housing, even though the percentage of renters is not exceptionally high.
Based on these figures, ZIP 44865 appears to be a steady-cashflow zone rather than a high-yield/low-stability market. The ability to charge rents near the FMR provides a good yield, but the relatively low percentage of renters and strong household income suggest a stable environment where tenants are likely to stay long-term and pay consistently. This makes it less suitable for short-term flipping strategies and more appropriate for those seeking reliable, long-term rental income.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.