Location: Crawford County, OH | Metro: Crawford County, OH
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $910 |
| 1 Bedroom | $920 |
| 2 Bedrooms | $1,100 |
| 3 Bedrooms | $1,450 |
| 4 Bedrooms | $1,450 |
| 5 Bedrooms | $1,682 |
| 6 Bedrooms | $1,884 |
| 7 Bedrooms | $2,035 |
| 8 Bedrooms | $2,137 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,450 | $217,800 | 0.67% | D |
U.S. Census Bureau data (2024)
The ZIP code 44887 presents several challenges for potential Section 8 landlords. First, consider the disparity between the market rent at $1,311 and the Fair Market Rent (FMR) for FY 2026 at $970. This gap indicates that landlords may face higher tenant turnover as the rental assistance does not cover the full market rate, leading to financial instability.
Vacancy exposure is another significant risk. The days on market (DOM) data is currently unavailable, which suggests an unpredictable period before a property can be rented out. In a competitive rental market, this uncertainty can lead to extended periods of non-income generation, affecting cash flow.
Deferred maintenance is also a concern, especially considering the typical home value of $188,180 and the median income of $85,793. These figures suggest that residents might struggle to afford necessary repairs, increasing the burden on landlords to maintain properties at a high standard without adequate financial support.
However, these risks are somewhat mitigated by the high renter share of 12.8%. A higher proportion of renters typically translates into greater demand for housing vouchers, making it easier to find tenants willing to use Section 8 vouchers. This can ensure a steady stream of tenants and reduce the likelihood of prolonged vacancies.
In conclusion, the verdict for first-time Section 8 landlords in ZIP 44887 is moderate risk. While there are notable challenges, the high renter density provides a buffer against some of the financial uncertainties.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.