Location: Cincinnati, OH | Metro: Cincinnati, OH-KY-IN HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $920 |
| 1 Bedroom | $990 |
| 2 Bedrooms | $1,260 |
| 3 Bedrooms | $1,660 |
| 4 Bedrooms | $1,870 |
| 5 Bedrooms | $2,169 |
| 6 Bedrooms | $2,429 |
| 7 Bedrooms | $2,623 |
| 8 Bedrooms | $2,754 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,260 | $174,817 | 0.72% | D |
| 3BR | $1,660 | $357,542 | 0.46% | F |
| 4BR | $1,870 | $447,446 | 0.42% | F |
U.S. Census Bureau data (2024)
The rent math in ZIP 45252, part of the Cincinnati, OH-KY-IN HUD Metro FMR Area, is clear but incomplete due to missing market rent data. The Fair Market Rent (FMR) for the area is set at $1280 per month for fiscal year 2024, which is the benchmark for rental properties in this region. However, without specific market rent figures, it's impossible to determine if the actual rents align with or exceed the FMR.
Acquisition in this ZIP code is relatively affordable, with a median home value of $307,679. This figure suggests that purchasing property here is within reach for many investors. Additionally, the low percentage of homes needing price cuts (0.2%) indicates a stable market where homes generally hold their value without the need for significant discounts. The absence of data on days on market (DOM) means we cannot assess how quickly properties sell, but the overall affordability and stability point to a favorable investment environment.
Tenant demand in ZIP 45252 is modest given the population size of 4,684 and a renter share of 5.2%. This implies that while there are tenants looking for housing, the demand is not overwhelming. With such a small proportion of the population renting, landlords and investors must be strategic in targeting their ideal tenants, possibly focusing on specific demographics or offering competitive amenities to attract renters.
Verdict: The investment landscape in ZIP 45252 presents an opportunity for landlords and small-portfolio investors, especially those looking to enter a stable and somewhat affordable market. While the tenant base is limited, the fair market rent provides a solid guideline for setting rental prices. Investors should focus on understanding local rental dynamics and be prepared to offer attractive units to compete effectively in a market with moderate demand.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.