Location: Dayton-Kettering-Beavercreek, OH | Metro: Dayton-Kettering-Beavercreek, OH MSA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,250 |
| 1 Bedroom | $1,390 |
| 2 Bedrooms | $1,720 |
| 3 Bedrooms | $2,240 |
| 4 Bedrooms | $2,440 |
| 5 Bedrooms | $2,830 |
| 6 Bedrooms | $3,170 |
| 7 Bedrooms | $3,424 |
| 8 Bedrooms | $3,595 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,720 | $250,044 | 0.69% | D |
| 3BR | $2,240 | $291,008 | 0.77% | D |
| 4BR | $2,440 | $384,263 | 0.63% | D |
| 5BR | $2,830 | $460,921 | 0.61% | D |
U.S. Census Bureau data (2024)
The potential pitfalls for a Section 8 landlord in ZIP 45430, Beavercreek, OH, are significant. Tenant turnover can be a major issue, as the market rent stands at $1,597 while the Fair Market Rent (FMR) for FY 2024 is set at $1,240. This discrepancy indicates that tenants who rely on vouchers may struggle to afford additional costs such as utilities, leading to higher turnover rates. Additionally, vacancy exposure is a concern due to the lack of data on days on market (DOM), which suggests that there might be unpredictable periods of vacancy. The deferred maintenance exposure is also noteworthy, considering the typical home value of $313,497 contrasts sharply with the median income of $115,461. This disparity implies that residents may have limited funds to cover repairs and maintenance, increasing the burden on landlords.
Despite these challenges, the high renter share of 18.5% provides a silver lining. A large percentage of renters typically translates into higher demand for housing vouchers, making it easier to find tenants who qualify for Section 8. The presence of many renters can also stabilize occupancy rates, reducing the risk of prolonged vacancies.
Verdict: Moderate risk for a first-time Section 8 landlord.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.