Location: Scioto County, OH | Metro: Adams County, OH
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $880 |
| 1 Bedroom | $1,020 |
| 2 Bedrooms | $1,240 |
| 3 Bedrooms | $1,630 |
| 4 Bedrooms | $1,780 |
| 5 Bedrooms | $2,065 |
| 6 Bedrooms | $2,313 |
| 7 Bedrooms | $2,498 |
| 8 Bedrooms | $2,623 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,240 | $151,772 | 0.82% | C |
| 3BR | $1,630 | $226,668 | 0.72% | D |
| 4BR | $1,780 | $312,995 | 0.57% | F |
U.S. Census Bureau data (2024)
In Blue Creek, Ohio (ZIP 45684), understanding the economics of Section 8 housing can significantly impact a landlord's decision to participate in the program. The SAFMR (Small Area Fair Market Rent) for a two-bedroom apartment in this ZIP code for fiscal year 2026 is set at $1,210. This figure represents the maximum amount that the Section 8 Housing Choice Voucher program will pay towards rent for a unit of this size. However, it's important to note that the local market rent for a similar unit is considerably lower, at $731 according to the Census ACS.
The SAFMR of $1,210 is not necessarily the full amount a landlord will receive. The actual reimbursement depends on the tenant's portion of the rent and any utility allowances. Typically, the tenant is expected to pay 30% of their adjusted income towards rent. If we assume an average adjusted income of $1,500 for a household in this area, the tenant would contribute $450 towards rent. This leaves a remaining amount of $760 for the landlord, assuming the full SAFMR is applied.
However, the Section 8 program also includes utility allowances which vary based on the type of unit and the number of bedrooms. For a two-bedroom unit, the allowance might be around $300 per month. This allowance is intended to cover the cost of utilities for the tenant, but it does not directly affect the landlord's rental income. It's paid separately to the tenant.
To summarize, if a landlord rents a two-bedroom apartment for the SAFMR of $1,210, they will receive approximately $760 from the Section 8 program, plus the $450 contribution from the tenant, totaling $1,210. This means that the landlord is effectively receiving the full SAFMR amount, despite the lower local market rent of $731.
Given these figures, landlords in ZIP 45684 can expect a surplus when renting to Section 8 tenants. The difference between the local market rent of $731 and the SAFMR-based reimbursement of $1,210 results in a monthly surplus of $479 for a two-bedroom unit. This surplus is significant and can make participating in the Section 8 program financially beneficial for landlords in this area.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.