Location: Adams County, IN | Metro: Adams County, IN
| Unit Size | Monthly FMR |
|---|---|
| Studio | $760 |
| 1 Bedroom | $930 |
| 2 Bedrooms | $1,010 |
| 3 Bedrooms | $1,290 |
| 4 Bedrooms | $1,420 |
| 5 Bedrooms | $1,647 |
| 6 Bedrooms | $1,845 |
| 7 Bedrooms | $1,993 |
| 8 Bedrooms | $2,093 |
The ZIP code 46780, located in Pleasant Mills, Adams County, Indiana, is best suited as a cash-flow anchor within a Section 8 portfolio strategy. This designation is based on the Fair Market Rent (FMR) for the area, which is set at $960 for the fiscal year 2026. Given that the median home value and market data for this ZIP code are currently not available, it is prudent to focus on the guaranteed rental income provided by the Section 8 program.
The FMR of $960 offers a stable and predictable source of income for landlords participating in the Section 8 program. In a portfolio strategy, such stability is crucial for balancing out risks associated with other investments. ZIP 46780 can serve as a reliable asset, ensuring consistent cash flow regardless of broader market fluctuations.
While the lack of specific market data makes it difficult to assess the potential for appreciation or diversification, the guaranteed rental income from the FMR aligns well with the objective of maintaining a steady stream of cash. This makes ZIP 46780 a solid choice for landlords looking to secure a portion of their investment portfolio against market volatility.
To summarize, ZIP 46780 is best positioned as a cash-flow anchor within a Section 8 portfolio strategy due to the fixed rental income provided by the FMR of $960. This ensures a stable financial base for landlords amidst uncertain market conditions.
Data Sources: FMR data from HUD (2027).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.