Location: Cincinnati, OH | Metro: Cincinnati, OH-KY-IN HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $880 |
| 1 Bedroom | $940 |
| 2 Bedrooms | $1,200 |
| 3 Bedrooms | $1,580 |
| 4 Bedrooms | $1,780 |
| 5 Bedrooms | $2,065 |
| 6 Bedrooms | $2,313 |
| 7 Bedrooms | $2,498 |
| 8 Bedrooms | $2,623 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,200 | $249,976 | 0.48% | F |
| 3BR | $1,580 | $341,688 | 0.46% | F |
| 4BR | $1,780 | $416,129 | 0.43% | F |
| 5BR | $2,065 | $481,957 | 0.43% | F |
U.S. Census Bureau data (2024)
16.2% of the residents in ZIP code 47025, IN are renters, indicating a modest demand for rental properties. The Fair Market Rent (FMR) for Section 8 in this area is set at $1020 for zip FY 2024, which is slightly above the $801 average market rent reported by the Census ACS. This suggests that Section 8 housing vouchers can provide a competitive edge in securing tenants. Landlords should note that the median home value in this region stands at $329,749, reflecting a relatively stable housing market. The median income of $92,951 offers insight into the economic health of the area, supporting the potential for steady rental income. Despite the N/A-day DOM (days on market), which indicates incomplete data regarding how quickly homes sell, the 0.3% price-cut share shows that very few properties require significant discounts to attract buyers, further reinforcing the stability of the local real estate market.
The slight premium offered by the Section 8 FMR over the average market rent makes it an attractive option for landlords in 47025, IN. With a moderate renter population and a strong median income, the area supports both rental and homeownership markets. However, the limited need for price cuts and the absence of detailed sales data suggest a cautious approach to investing in rental properties, especially those relying solely on market rents. For small-portfolio investors, Section 8 properties can offer a reliable stream of income, protected against market fluctuations. The verdict on Section 8 in 47025, IN is positive, given the supportive economic conditions and the reasonable gap between FMR and market rents.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.