Section 8 Fair Market Rent (FMR) for ZIP 48109 - 2027

Location: Ann Arbor, MI | Metro: Ann Arbor, MI MSA

FY 2027 Fair Market Rent Rates

Unit Size Monthly FMR
Studio$1,700
1 Bedroom$1,750
2 Bedrooms$2,110
3 Bedrooms$2,530
4 Bedrooms$2,770
5 Bedrooms$3,213
6 Bedrooms$3,599
7 Bedrooms$3,887
8 Bedrooms$4,081

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

Population
5,939
Median Household Income
$14,093
Housing Units
156
Renter Percentage
100.0%
Occupancy Rate
100.0%
Renter Occupied
156

The ZIP code 48109 is located in a neighborhood characterized by a high concentration of renters. With a total population of 5,939, it stands out due to the fact that 100.0% of its residents are renters, indicating a strong demand for rental properties. The median income in this area is notably low at $14,093, suggesting that many residents rely on government assistance such as Section 8 vouchers to afford housing.

The median home value is listed as N/A, which aligns with the observation that there are no owner-occupied homes in this ZIP code, further emphasizing its status as a purely rental market. The Fair Market Rent (FMR) for ZIP 48109 for fiscal year 2024 is set at $1,770, while the average market rent based on Census ACS data is $1,453. This discrepancy between the FMR and market rent highlights a potential opportunity for landlords who can leverage the higher FMR rates offered through the Section 8 program to secure better returns on their investments.

Given these economic conditions, ZIP 48109 would be an attractive location for both hands-off voucher operators and hands-on value-add buyers. For hands-off operators, the reliance on Section 8 vouchers means a steady stream of guaranteed rental income, with minimal risk of default or vacancy. On the other hand, hands-on investors could potentially increase the value of their properties through improvements and renovations, thereby positioning themselves to capture the higher FMR rates without significantly increasing operational costs.

Data Sources: FMR data from HUD (2027). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.