Section 8 Fair Market Rent (FMR) for ZIP 48430 - 2027

Location: Flint, MI | Metro: Detroit-Warren-Livonia, MI HUD Metro FMR Area

Investment Score for ZIP 48430

D
Monthly Rent (2BR)
$1,580
Median Price (2BR)
$257,650
1% Rule
0.61%
Annual Yield
7.36%

Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)

FY 2027 Fair Market Rent Rates

Unit Size Monthly FMR
Studio$1,170
1 Bedroom$1,340
2 Bedrooms$1,580
3 Bedrooms$2,040
4 Bedrooms$2,360
5 Bedrooms$2,738
6 Bedrooms$3,067
7 Bedrooms$3,312
8 Bedrooms$3,478

Investment Analysis by Bedroom Size

Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)

Bedrooms Monthly FMR Median Price 1% Rule Grade
1BR $1,340 $211,303 0.63% D
2BR $1,580 $257,650 0.61% D
3BR $2,040 $349,348 0.58% F
4BR $2,360 $459,283 0.51% F
5BR $2,738 $633,635 0.43% F

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

Population
39,309
Median Household Income
$100,193
Housing Units
16,617
Renter Percentage
18.6%
Occupancy Rate
95.3%
Renter Occupied
2,947

The market in ZIP 48430, encompassing Fenton, MI, presents a dynamic environment that balances supply and demand closely. The Fair Market Rent (FMR) for the area is set at $1450 for fiscal year 2024, aligning closely with the Zillow Observed Rental Index (ZORI) at $1,440. This suggests that rental prices are stable and reflective of the broader market trends.

A key indicator of market conditions is the price-cut share, which stands at just 0.2%. This low figure implies that landlords are generally able to maintain their asking rents without significant concessions, indicating a robust rental market where demand meets supply effectively. Furthermore, the days on market (DOM) for properties in this area is 28 days, a relatively short period that also points towards strong buyer interest and a healthy sales market.

The median home value in Fenton is $360,724. This figure places it in a moderate range, suggesting that homeownership is attainable for many residents but also that there is a segment of the population that may find renting more feasible due to financial constraints or lifestyle preferences.

The 18.6% renter share in Fenton reveals an ongoing long-term housing pressure. A higher proportion of renters indicates that there might be limitations on homeownership, possibly due to economic factors, lifestyle choices, or the affordability of homes. This can create sustained demand for rental properties, making it a potentially attractive market for landlords and small-portfolio investors who are willing to cater to the needs of renters.

In summary, the current snapshot of ZIP 48430 suggests a balanced market where neither supply nor demand significantly outpaces the other. However, the presence of a substantial renter share points to enduring demand for rental properties, which could offer steady returns for those invested in the rental sector.

Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.