Location: Clarke County, IA | Metro: Des Moines-West Des Moines, IA HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,030 |
| 1 Bedroom | $1,080 |
| 2 Bedrooms | $1,280 |
| 3 Bedrooms | $1,750 |
| 4 Bedrooms | $1,790 |
| 5 Bedrooms | $2,076 |
| 6 Bedrooms | $2,325 |
| 7 Bedrooms | $2,511 |
| 8 Bedrooms | $2,637 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,280 | $268,108 | 0.48% | F |
| 3BR | $1,750 | $358,970 | 0.49% | F |
U.S. Census Bureau data (2024)
The analysis for Section 8 properties in ZIP code 50210, which encompasses New Virginia, IA, reveals a significant gap between the Fair Market Rent (FMR) and the actual market rent. The FMR for ZIP 50210 for fiscal year 2024 is set at $970, while the Census ACS data indicates an average market rent of $1,063. This means that landlords accepting Section 8 vouchers are renting their units for approximately $93 less per month compared to the open-market rate, representing a 9% discount.
The lower FMR compared to the market rent suggests that landlords who accept Section 8 vouchers will be renting their properties below the prevailing market rate. In New Virginia, IA, where only 11.8% of residents are renters and the median home value stands at $356,244, this could mean reduced rental income relative to what could be earned in a fully市场化租金环境中。然而，考虑到该地区收入中位数为$87,813，接受Section 8补贴的租户可能提供了稳定且有保障的租金来源。
尽管市场租金高于FMR，但房东和小型投资组合投资者不应忽视Section 8项目的优势。这些项目确保了稳定的现金流，因为租金由政府补贴支持，即使在经济不景气时也能保持一致。此外，由于该地区的租房者比例较低，接受Section 8补贴的房产可能会吸引那些因经济原因而无法支付市场租金的家庭。
总结来说，在ZIP 50210的新Virginia，IA，房东如果选择接受Section 8补贴，他们将以低于市场平均租金$93的价格出租他们的单位，这相当于9%的折扣。虽然这意味着潜在的收入减少，但这种安排提供了稳定的租金收入来源，并且可以帮助那些经济上符合条件的家庭获得住房。
请注意，最后一段的翻译采用了更贴近中文表达习惯的方式，以确保信息传达清晰。如果需要严格遵循英文原文结构，请告知我进行调整。Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.