Location: Webster County, IA | Metro: Webster County, IA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $670 |
| 1 Bedroom | $710 |
| 2 Bedrooms | $930 |
| 3 Bedrooms | $1,190 |
| 4 Bedrooms | $1,550 |
| 5 Bedrooms | $1,798 |
| 6 Bedrooms | $2,014 |
| 7 Bedrooms | $2,175 |
| 8 Bedrooms | $2,284 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,190 | $172,377 | 0.69% | D |
U.S. Census Bureau data (2024)
The market in ZIP code 50523 presents a dynamic landscape that is indicative of evolving housing pressures. With a Fair Market Rent (FMR) of $920 for the fiscal year 2026, the area reflects a growing affordability concern as rental prices continue to rise. This figure is notably higher than the reported market rent of $406, suggesting a potential upward trend in rental costs.
The median home value of $164,022 indicates an affordable entry point for homeownership, but it does not provide enough context to determine whether supply outpaces demand or vice versa without additional time-series data. However, the significant gap between FMR and market rent points towards a scenario where demand for affordable housing might be exceeding supply, leading to increased rental prices.
Arenter share of 18.7% suggests that a substantial portion of the population is租房而非购房。这表明该地区存在长期的住房压力，因为较高的租房比例通常意味着更多的人负担不起购房成本，或者他们更倾向于租赁而非购买房产。这种动态可能会持续增加对经济适用房的需求，从而推高租金。
尽管没有具体的降价份额和在市场上停留的天数（DOM）数据，但可以推测，如果租金继续上涨而房价保持稳定或增长缓慢，那么房东和小规模投资组合投资者可能会发现出租物业比出售更有利可图。
总结来说，ZIP代码50523的市场显示出一种运动状态，其中租金价格正在上升，而房价则保持在一个相对较低且具有吸引力的水平。这表明该地区的住房需求强劲，特别是对于那些寻找经济适用房的人来说。
请注意，由于原始数据中的一些关键指标缺失（如降价份额和DOM），上述分析受到了一定的限制。然而，基于可用的数据，我们可以合理地推断出市场的某些趋势。Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.