Location: Jackson County, IA | Metro: Clinton County, IA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $650 |
| 1 Bedroom | $710 |
| 2 Bedrooms | $930 |
| 3 Bedrooms | $1,190 |
| 4 Bedrooms | $1,520 |
| 5 Bedrooms | $1,763 |
| 6 Bedrooms | $1,975 |
| 7 Bedrooms | $2,133 |
| 8 Bedrooms | $2,240 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,190 | $266,193 | 0.45% | F |
U.S. Census Bureau data (2024)
The analysis of ZIP code 52037 reveals a unique balance between yield and stability that does not fully align with either high-yield/low-stability flip-style markets or steady-cashflow zones. Instead, it falls into a category that offers moderate potential for both.
On the yield axis, the Fair Market Rent (FMR) for the metro area in fiscal year 2026 stands at $1,020, while the market rent is slightly lower at $941. Given the median home value of $255,497, these rental rates suggest a decent return on investment, especially when considering the FMR as a benchmark for potential rental income.
Moving to the stability axis, the ZIP code has a relatively low percentage of renters at 10.6%, which could indicate a less stable rental market. However, the average daily days on market (DOM) figure is not available, which might imply that properties in this area sell quickly once listed, a positive sign for stability. Additionally, the median household income of $90,813 provides a solid foundation for tenant financial stability, suggesting that those who do rent are likely to be reliable.
To summarize, ZIP 52037 presents a scenario where the rental income ($1,020 FMR, $941 market) is moderately attractive compared to the home value ($255,497), indicating a reasonable yield. The low renter population percentage (10.6%) suggests some instability, but the higher median income ($90,813) counterbalances this by ensuring tenants have the means to pay rent consistently. Therefore, this ZIP code is best classified as a market offering moderate yield and stability, suitable for investors seeking a balanced approach rather than high-risk, high-reward opportunities.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.