Location: Tama County, IA | Metro: Poweshiek County, IA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $690 |
| 1 Bedroom | $770 |
| 2 Bedrooms | $930 |
| 3 Bedrooms | $1,180 |
| 4 Bedrooms | $1,290 |
| 5 Bedrooms | $1,496 |
| 6 Bedrooms | $1,676 |
| 7 Bedrooms | $1,810 |
| 8 Bedrooms | $1,901 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $930 | $111,202 | 0.84% | C |
| 3BR | $1,180 | $157,635 | 0.75% | D |
| 4BR | $1,290 | $152,969 | 0.84% | C |
U.S. Census Bureau data (2024)
The ZIP code 52339, located in Tama, IA, has a population of 4,326 residents. With 32.4% of the population being renters, it indicates that this area has a moderate tenant pool rather than a heavy one. The median household income in this ZIP code stands at $67,612, which provides insight into the economic status of potential tenants.
The market rent for the area is set at $806 per month, which represents approximately 12% of the median household income. This percentage suggests that while rent is a significant expense, it is manageable for the average household in Tama. However, comparing the market rent to the Fair Market Rent (FMR) of $920 for the fiscal year 2026 in the metro area, it becomes evident that the rent in Tama is below the regional average, indicating a potentially competitive rental market.
The expected tenant profile in ZIP 52339 includes individuals and families who rely on Section 8 housing vouchers to meet their housing needs. Given the lower market rent compared to the FMR, landlords can anticipate a higher demand for subsidized housing units. Tenants will likely be from low-income backgrounds, seeking affordable housing options within their budget constraints.
Landlords in Tama should prepare for a tenant pool that is financially dependent on housing assistance programs. They must ensure their properties comply with HUD standards and are ready to undergo regular inspections. Additionally, it's important for landlords to understand the intricacies of managing Section 8 properties, including rent calculations and lease agreements, to effectively cater to this tenant demographic.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.