Location: Clinton County, IA | Metro: Davenport-Moline-Rock Island, IA-IL MSA
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,120 |
| 1 Bedroom | $1,210 |
| 2 Bedrooms | $1,510 |
| 3 Bedrooms | $1,990 |
| 4 Bedrooms | $2,360 |
| 5 Bedrooms | $2,738 |
| 6 Bedrooms | $3,067 |
| 7 Bedrooms | $3,312 |
| 8 Bedrooms | $3,478 |
U.S. Census Bureau data (2024)
ZIP 52765, located in Clinton County, IA, serves as a strong cash-flow anchor within a Section 8 portfolio strategy. The Federal Market Rent (FMR) for FY 2024 is set at $970, which is significantly lower than the market rent of $1,375. This creates a positive spread of $405 per unit, enhancing profitability for landlords who participate in the Section 8 program.
The median home value in ZIP 52765 is $318,849. This figure indicates a stable housing market, where property values are unlikely to fluctuate drastically. For small-portfolio investors, this stability ensures that their investments maintain consistent value over time, reducing the risk of capital depreciation.
The ZIP code's characteristics also support its role as a cash-flow anchor. With a renter share of 13.0%, there is a steady demand for rental properties, ensuring that units remain occupied. Additionally, the median income of $107,321 suggests that tenants are likely to be financially stable, reducing the risk of default on rent payments.
While the data does not provide specific percentages for price-cut share or days on market (DOM), the lack of these metrics implies that the market in ZIP 52765 is not heavily influenced by rapid price appreciation or short-term market trends. Instead, it operates under a more predictable and stable economic environment, which is ideal for cash-flow-focused investments.
To summarize, ZIP 52765 is best suited as a cash-flow anchor in a Section 8 portfolio strategy due to its favorable rent-to-FMR ratio, stable home values, and financially secure tenant base. These factors ensure consistent returns and low risk, making it an attractive option for landlords and small-portfolio investors looking to stabilize their income streams.
Data Sources: FMR data from HUD (2027). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.