Section 8 Fair Market Rent (FMR) for ZIP 52778 - 2027

Location: Muscatine County, IA | Metro: Cedar County, IA

Investment Score for ZIP 52778

F
Monthly Rent (2BR)
$970
Median Price (2BR)
$180,329
1% Rule
0.54%
Annual Yield
6.45%

Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)

FY 2027 Fair Market Rent Rates

Unit Size Monthly FMR
Studio$720
1 Bedroom$780
2 Bedrooms$970
3 Bedrooms$1,240
4 Bedrooms$1,450
5 Bedrooms$1,682
6 Bedrooms$1,884
7 Bedrooms$2,035
8 Bedrooms$2,137

Investment Analysis by Bedroom Size

Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)

Bedrooms Monthly FMR Median Price 1% Rule Grade
2BR $970 $180,329 0.54% F
3BR $1,240 $233,756 0.53% F
4BR $1,450 $302,382 0.48% F

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

Population
3,632
Median Household Income
$82,623
Housing Units
1,697
Renter Percentage
29.6%
Occupancy Rate
98.7%
Renter Occupied
495

With a Fair Market Rent (FMR) of $930 in metro FY 2026 for ZIP 52778 (Wilton, IA), landlords can expect competitive returns on their investments. The Census ACS reports a market rent of $828, indicating a reasonable premium for properties meeting Section 8 standards. Given the median home value of $224,833, there is a significant opportunity for appreciation and long-term equity growth. Renter share stands at 29.6%, suggesting a substantial demand for rental housing in the area. The median income of $82,623 provides insight into the economic health of the community, supporting stable tenant populations. Although the data does not specify the days on market (DOM) or the percentage of price-cut shares, the strong fundamentals of Wilton make it an attractive location for rental investments. The slight gap between the FMR and market rent signals a potential for landlords to attract tenants willing to pay slightly above average rates, especially if they offer well-maintained and modernized units. With these figures, it's evident that Wilton offers a balanced market for both traditional rentals and Section 8 participation. Landlords should consider the benefits of diversifying their portfolio with Section 8 units, given the solid economic base and the high FMR compared to the median home value. The verdict on Section 8 in Wilton, IA is positive, with the potential for steady cash flow and property preservation.

Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.