Location: Marinette County, WI | Metro: Florence County, WI
| Unit Size | Monthly FMR |
|---|---|
| Studio | $740 |
| 1 Bedroom | $800 |
| 2 Bedrooms | $1,040 |
| 3 Bedrooms | $1,280 |
| 4 Bedrooms | $1,470 |
| 5 Bedrooms | $1,705 |
| 6 Bedrooms | $1,910 |
| 7 Bedrooms | $2,063 |
| 8 Bedrooms | $2,166 |
U.S. Census Bureau data (2024)
The ZIP code 54103 presents an interesting scenario when classified on the axes of yield and stability for real estate investments. On the yield axis, the data indicates that the Fair Market Rent (FMR) for a metro area in fiscal year 2026 is set at $1,000. This figure represents the expected rental income per unit, which is a key driver of potential returns. However, it must be noted that there is no available market rent data to compare against, suggesting that the FMR is a benchmark rather than a reflection of actual market conditions. The median home value in ZIP 54103 is listed at $179,105, which provides a baseline for the capital investment required for property acquisition.
Moving to the stability axis, the analysis reveals that only 15.0% of residents in ZIP 54103 are renters. This low percentage suggests that the market may have limited demand for rental properties, which could affect the occupancy rates and thus the cash flow stability. Additionally, the average days on market (DOM) data is not available, which is a critical metric for assessing how quickly properties can be sold or rented out. Lastly, the median household income in the area is $57,604, indicating the economic capacity of the residents to afford housing costs.
Based on these figures, ZIP 54103 does not fit neatly into either a high-yield/low-stability flip-style market or a steady-cashflow zone. The lack of market rent data and the limited percentage of renters suggest that the market is not highly volatile but also not robust with rental demand. The FMR of $1,000 and median home value of $179,105 imply moderate potential for rental income relative to the cost of property. The median income of $57,604 provides some assurance regarding the ability of tenants to pay rent, contributing to moderate stability.
In conclusion, ZIP 54103 appears to be a market that offers neither exceptionally high yields nor particularly stable cash flows. It is best characterized as a middle-ground option, suitable for investors who are willing to balance moderate risk with moderate potential for returns. The absence of certain data points, such as market rent and DOM, means that further investigation would be necessary to make a fully informed investment decision.
Data Sources: FMR data from HUD (2027). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.