Location: Adams County, WI | Metro: Adams County, WI
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $820 |
| 1 Bedroom | $840 |
| 2 Bedrooms | $1,030 |
| 3 Bedrooms | $1,290 |
| 4 Bedrooms | $1,360 |
| 5 Bedrooms | $1,578 |
| 6 Bedrooms | $1,767 |
| 7 Bedrooms | $1,908 |
| 8 Bedrooms | $2,003 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,030 | $212,160 | 0.49% | F |
| 3BR | $1,290 | $296,016 | 0.44% | F |
U.S. Census Bureau data (2024)
The classification of ZIP 54613, located in Arkdale, WI, reveals a unique blend of characteristics that neither fully aligns with a high-yield/low-stability flip-style market nor categorizes it as a purely steady-cashflow zone. Instead, it presents an intriguing middle ground.
On the yield axis, the data points to a significant potential for rental income. The Fair Market Rent (FMR) for the metro area in fiscal year 2026 is set at $990, while the local market rent is lower at $670. This discrepancy suggests opportunities for savvy investors to capture higher-than-average rents if they can position their properties effectively. Additionally, the median home value of $235,518 provides a solid base for calculating potential returns on investment. However, the actual yield will depend on the balance between these figures and the costs associated with property maintenance and management.
Moving to the stability axis, the metrics paint a picture of a less dynamic but still viable market. With only 10.3% of the population being renters, the demand for rental housing is relatively low, which could indicate slower turnover rates and potentially more stable tenancies. The absence of data on days on market (DOM) suggests a lack of recent sales activity, which might imply limited flipping opportunities. Furthermore, the average income of $51,528 offers insight into the financial capacity of potential tenants, suggesting that there is enough economic support to sustain rental payments without frequent defaults.
To summarize, ZIP 54613 leans towards a steady-cashflow zone rather than a high-yield/low-stability flip-style market. The relatively low percentage of renters and the moderate income levels suggest a market where long-term investments can provide reliable cash flow. While the opportunity for high yields exists due to the disparity between FMR and market rent, the overall stability indicators point towards a conservative approach being more suitable for this area.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.