Location: Winona County, MN | Metro: Winona County, MN
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $810 |
| 1 Bedroom | $900 |
| 2 Bedrooms | $1,160 |
| 3 Bedrooms | $1,450 |
| 4 Bedrooms | $1,800 |
| 5 Bedrooms | $2,088 |
| 6 Bedrooms | $2,339 |
| 7 Bedrooms | $2,526 |
| 8 Bedrooms | $2,652 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,450 | $328,436 | 0.44% | F |
U.S. Census Bureau data (2024)
8.6% of the population in ZIP code 55925 are renters, indicating a moderate demand for rental properties. In this area, the Fair Market Rent (FMR) for the metro fiscal year 2026 is set at $970, which represents the maximum amount a landlord can charge for a Section 8 voucher. Despite the lack of specific data on market rent and days on market (DOM), the median home value stands at $324,798, suggesting a stable housing market. The median income of $92,500 provides insight into the financial capabilities of potential tenants, though without specific data on the percentage of price-cut share, it's challenging to gauge the competitive landscape fully. Landlords and small-portfolio investors should note that while the median home value indicates a solid investment base, the absence of detailed market rent data means relying heavily on the FMR for setting rental prices. Given the FMR of $970 and the median income of $92,500, the rental market appears balanced, with enough disposable income among residents to support these rents. However, the low percentage of renters (8.6%) suggests that homeownership is prevalent, which could limit the pool of eligible Section 8 participants. For those considering Section 8 participation, the stability indicated by the median home value and the defined FMR provide a reliable framework for investment. In conclusion, ZIP 55925 presents a viable but moderately sized opportunity for Section 8 landlords, with a focus on ensuring that rental properties meet the necessary standards to attract tenants within the program.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.