Location: Sioux City, IA | Metro: Sioux City, IA-NE-SD MSA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $720 |
| 1 Bedroom | $840 |
| 2 Bedrooms | $1,040 |
| 3 Bedrooms | $1,250 |
| 4 Bedrooms | $1,380 |
| 5 Bedrooms | $1,601 |
| 6 Bedrooms | $1,793 |
| 7 Bedrooms | $1,936 |
| 8 Bedrooms | $2,033 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,250 | $277,576 | 0.45% | F |
U.S. Census Bureau data (2024)
The market in ZIP code 57025 presents a dynamic environment for landlords and small-portfolio investors. With a Fair Market Rent (FMR) set at $920 for fiscal year 2024, there's a clear benchmark for rental pricing that reflects the area's current economic conditions. The absence of market rent data suggests a lack of comprehensive studies on recent rental trends, indicating that the FMR could be a significant reference point for setting rents.
The median home value of $294,273 offers insight into the overall property values within the ZIP code. This figure can help investors gauge the potential resale value of properties and understand the economic profile of homeowners in the area. However, the missing percentage for price-cut share and days on market (DOM) make it challenging to assess the immediate supply-demand balance. Despite these gaps, the 16.8% renter share provides a critical perspective on the long-term housing pressures faced by the community.
A lower renter share implies a higher proportion of owner-occupied homes, which can indicate a stable and potentially growing homeowner base. This stability is beneficial for landlords as it suggests a steady demand for rental properties, driven by those who cannot afford to purchase homes or prefer renting. Moreover, the relatively low renter share might also signal that the area is attractive to first-time homebuyers, further supporting the idea that demand for both rentals and home purchases is robust.
The interplay between the FMR and median home value suggests a market where demand is likely keeping pace with supply. Landlords and investors can leverage this understanding to maintain competitive rental rates and consider the potential for property appreciation over time. The dynamics of ZIP 57025 highlight the importance of staying informed about local economic indicators and housing trends to make strategic investment decisions.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.