Location: Silver Bow County, MT | Metro: Beaverhead County, MT
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,080 |
| 1 Bedroom | $1,200 |
| 2 Bedrooms | $1,420 |
| 3 Bedrooms | $1,960 |
| 4 Bedrooms | $2,330 |
| 5 Bedrooms | $2,703 |
| 6 Bedrooms | $3,027 |
| 7 Bedrooms | $3,269 |
| 8 Bedrooms | $3,432 |
U.S. Census Bureau data (2024)
The analysis of ZIP code 59727 reveals a unique balance between yield potential and market stability, making it an intriguing area for both landlords and small-portfolio investors. The Federal Market Rent (FMR) for the metro area in fiscal year 2026 stands at $1,320, while the market rent is observed at $1,125. This indicates that there is a notable gap between the federal subsidy and the market rate, suggesting a high-yield environment where properties can potentially command rents above the FMR.
However, the stability axis presents a different picture. With only 11.5% of the population being renters, the demand for rental housing is relatively low compared to other areas. Additionally, the lack of data on days on market (DOM) suggests either limited activity or difficulty in assessing how quickly properties can be leased out. On the positive side, the median household income of $64,583 provides a solid financial foundation for the area, implying that tenants are likely to have stable incomes and be able to meet their rent obligations.
Given these factors, ZIP 59727 does not fit neatly into the high-yield/low-stability category typical of flip-style markets. Instead, it leans towards a steady-cashflow zone due to the higher likelihood of tenant stability driven by decent income levels. However, the potential for high yields remains strong, especially if landlords can secure rents closer to the FMR rather than the lower market rate. This makes 59727 an interesting middle-ground market, offering opportunities for both yield and stability, albeit with some caveats regarding the rental market size and leasing speed.
Data Sources: FMR data from HUD (2027). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.