Location: Beaverhead County, MT | Metro: Beaverhead County, MT
| Unit Size | Monthly FMR |
|---|---|
| Studio | $820 |
| 1 Bedroom | $890 |
| 2 Bedrooms | $1,040 |
| 3 Bedrooms | $1,440 |
| 4 Bedrooms | $1,740 |
| 5 Bedrooms | $2,018 |
| 6 Bedrooms | $2,260 |
| 7 Bedrooms | $2,441 |
| 8 Bedrooms | $2,563 |
U.S. Census Bureau data (2024)
The Section 8 market analysis for ZIP code 59739, located in Beaverhead County, MT, reveals that HUD's Fair Market Rent (FMR) for the metro area is set at $1,010 for fiscal year 2026. However, the current market rent data for this region is unavailable, which makes it challenging to directly compare the two figures. Based on the HUD FMR alone, landlords and small-portfolio investors can expect voucher tenants to cashflow at this rate, but the exact margin will depend on the actual market conditions.
To provide some context, the median home value in ZIP 59739 is $275,533. Using this figure, we can derive a rough estimate of the rent-to-price ratio. Assuming a typical mortgage payment would cover the cost of owning a home in this area, the derived rent-to-price ratio suggests that rental properties can be priced competitively without significantly exceeding the FMR. This indicates that landlords can potentially offer units at or slightly above the FMR while still maintaining positive cash flow.
The lack of specific market rent data means that the exact dynamics between renting and buying are unclear. However, the absence of a median Days on Market (DOM) and the percentage of homes that had to cut their price also implies a stable housing market where neither buyers nor sellers are under significant pressure. This stability supports the idea that voucher tenants can cashflow at or near the FMR, particularly in premium units that offer better amenities or location advantages.
The strongest investor angle in ZIP 59739 is likely stability. With a reliable HUD FMR and a median home value that supports competitive pricing, investors can confidently manage their properties knowing that both rent and home values are unlikely to experience drastic fluctuations. This makes ZIP 59739 an attractive option for those seeking a low-risk investment environment.
Data Sources: FMR data from HUD (2027). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.