Section 8 Fair Market Rent (FMR) for ZIP 60946 - 2027

Location: Livingston County, IL | Metro: Ford County, IL HUD Metro FMR Area

FY 2027 Fair Market Rent Rates

Unit Size Monthly FMR
Studio$840
1 Bedroom$840
2 Bedrooms$1,100
3 Bedrooms$1,520
4 Bedrooms$1,660
5 Bedrooms$1,926
6 Bedrooms$2,157
7 Bedrooms$2,330
8 Bedrooms$2,447

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

Population
413
Median Household Income
$74,853
Housing Units
203
Renter Percentage
21.9%
Occupancy Rate
87.7%
Renter Occupied
39

The ZIP code 60946 presents a dynamic rental market with specific characteristics that can be inferred from the available data. The Fair Market Rent (FMR) for the area stands at $1,070 for fiscal year 2026, while the market rent, based on Census ACS data, is slightly higher at $1,107. This indicates that the market rent exceeds the FMR, suggesting a scenario where demand might be outpacing supply, particularly in the context of Section 8 eligible rents.

The median home value in ZIP 60946 is $149,177. Although the exact percentage of price-cut share and days on market (DOM) are not provided, the fact that the market rent is above the FMR suggests that landlords may not need to reduce their asking prices significantly to attract tenants, indicating a relatively strong tenant demand.

A 21.9% renter share points to a notable portion of the population preferring or needing to rent rather than own homes. This statistic implies ongoing pressure on the rental market, likely due to affordability concerns or lifestyle choices. In the long term, a higher renter share can translate into sustained demand for rental properties, which benefits landlords and small-portfolio investors.

In summary, ZIP 60946 appears to be a market where demand is robust, especially for rentals that fall within or just above the FMR range. Landlords and investors should find opportunities in this environment, given the high renter share and the current dynamics favoring demand over supply.

Data Sources: FMR data from HUD (2027). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.