Location: Moultrie County, IL | Metro: Decatur, IL MSA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $760 |
| 1 Bedroom | $770 |
| 2 Bedrooms | $960 |
| 3 Bedrooms | $1,250 |
| 4 Bedrooms | $1,540 |
| 5 Bedrooms | $1,786 |
| 6 Bedrooms | $2,000 |
| 7 Bedrooms | $2,160 |
| 8 Bedrooms | $2,268 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,250 | $167,973 | 0.74% | D |
U.S. Census Bureau data (2024)
ZIP 61925 in Moultrie County, IL, is best suited as a cash-flow anchor within a Section 8 portfolio strategy. The Federal Market Rent (FMR) for FY 2024 is set at $980, while the market rent stands at $823, indicating a spread of $157. This discrepancy suggests that properties in this area can be rented out at rates higher than the market average when participating in the Section 8 program.
The median home value in ZIP 61925 is $200,566, making it a relatively affordable region. With a 17.5% renter share and a median income of $81,316, the area demonstrates a stable tenant base capable of maintaining consistent rental payments. However, the lack of significant appreciation potential, indicated by the N/A% price-cut share and N/A-day DOM, makes it less attractive as an appreciation play.
Therefore, landlords and small-portfolio investors should consider ZIP 61925 as a reliable cash-flow anchor due to its favorable FMR-to-market rent ratio and stable economic conditions. This ensures steady returns without the volatility associated with appreciation plays or high-risk areas.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.