Location: St. Francois County, MO | Metro: Ste. Genevieve County, MO
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $820 |
| 1 Bedroom | $860 |
| 2 Bedrooms | $1,070 |
| 3 Bedrooms | $1,330 |
| 4 Bedrooms | $1,560 |
| 5 Bedrooms | $1,810 |
| 6 Bedrooms | $2,027 |
| 7 Bedrooms | $2,189 |
| 8 Bedrooms | $2,298 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,070 | $198,095 | 0.54% | F |
| 3BR | $1,330 | $253,607 | 0.52% | F |
U.S. Census Bureau data (2024)
The real estate landscape in ZIP code 63036, French Village, MO, reveals a unique set of conditions that will likely influence the market over the next 12 to 24 months. With a median home value of $121,313, the area stands out as an affordable option for both buyers and renters. However, the absence of data on the percentage of listings that have been reduced and the median days on market (DOM) suggests a stable market without significant fluctuations, implying that pricing power remains steady.
The Federal Market Rent (FMR) for the area is projected at $1,000 for the fiscal year 2026, indicating a favorable environment for rental income. This figure aligns closely with the current market rates, suggesting that there is little room for rent increases unless there is a significant shift in local economic factors or demand patterns. Landlords and small-portfolio investors should expect consistent rental income based on the current FMR, but they should also be prepared for limited growth in rental rates.
For long-term investors, the appreciation thesis in French Village, MO, is less robust compared to more dynamic markets. The median home value, while low, has not shown signs of rapid appreciation, which means that capital gains might be modest. Investors should focus on the potential for steady cash flow from rentals rather than relying on substantial property value increases. This approach aligns with the current data, which does not suggest strong upward pressure on home values.
In summary, the real estate market in ZIP 63036 offers a balanced opportunity for investors. The low median home value and consistent rental market rates provide a solid foundation for generating income. However, the lack of significant appreciation potential means that investors should prioritize properties that offer reliable rental yields and consider diversifying their investments to include areas with higher growth prospects if capital appreciation is a key goal.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.