Location: Kansas City, MO | Metro: Kansas City, MO-KS HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $920 |
| 1 Bedroom | $1,000 |
| 2 Bedrooms | $1,130 |
| 3 Bedrooms | $1,480 |
| 4 Bedrooms | $1,770 |
| 5 Bedrooms | $2,053 |
| 6 Bedrooms | $2,299 |
| 7 Bedrooms | $2,483 |
| 8 Bedrooms | $2,607 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,130 | $80,966 | 1.4% | A |
| 3BR | $1,480 | $111,554 | 1.33% | A |
U.S. Census Bureau data (2024)
In ZIP 64125, the HUD Fair Market Rent (FMR) for a two-bedroom unit in fiscal year 2024 is $1050. The Census ACS data indicates that the average market rent for a similar unit is $792. This means that voucher tenants in this area will generally cashflow at the FMR rate, providing a positive net income for landlords and small-portfolio investors.
The median home value in ZIP 64125 is $85,586. Using the FMR of $1050, the rent-to-price ratio is approximately 12.27%. This ratio suggests that the rental income generated from a property priced around the median would be sufficient to cover mortgage payments and other expenses, assuming typical financing terms.
The data does not provide a specific median days on market (DOM) or percentage of price cuts (price-cut share) for the area. However, given the positive cashflow potential and the relatively low median home value, the rent-vs-buy dynamics favor investors looking for steady returns over appreciation or stability.
The strongest investor angle in ZIP 64125 is likely to be cashflow, due to the favorable difference between the HUD FMR and the market rent, which allows for positive net income even without premium units.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.