Location: Moniteau County, MO | Metro: Moniteau County, MO HUD Metro FMR Area
| Unit Size | Monthly FMR |
|---|---|
| Studio | $730 |
| 1 Bedroom | $760 |
| 2 Bedrooms | $960 |
| 3 Bedrooms | $1,310 |
| 4 Bedrooms | $1,440 |
| 5 Bedrooms | $1,670 |
| 6 Bedrooms | $1,870 |
| 7 Bedrooms | $2,020 |
| 8 Bedrooms | $2,121 |
U.S. Census Bureau data (2024)
The market analysis for Section 8 investors targeting ZIP code 65050 in Moniteau County, Missouri, reveals a favorable cash flow scenario when compared to the HUD Fair Market Rent (FMR) of $820 for the fiscal year 2024. The Census American Community Survey (ACS) reports a market rent of $625 for the area, indicating that properties renting at the HUD FMR level will generate positive cash flow. This means landlords can expect to cover all expenses, including mortgage payments, maintenance, and utilities, while still earning a profit.
To further analyze the investment potential, we must consider the rent-to-price ratio. The median home value for ZIP 65050 is listed as N/A, which suggests limited data on property values. However, given the positive cash flow from the disparity between the HUD FMR and market rent, it is reasonable to infer that rental income could be a more stable source of returns compared to speculative gains in property appreciation. The lack of detailed data on median days on market (DOM) and the percentage of homes that experienced price cuts also points to a less volatile rental market relative to the buying market.
The strongest angle for investors in this ZIP code is cash flow. With the HUD FMR significantly above the current market rent, landlords can secure steady income without relying on the potentially unpredictable nature of property appreciation or the volatility of home sales. This makes ZIP 65050 an attractive option for those looking to build a reliable stream of rental income through Section 8 participation.
Data Sources: FMR data from HUD (2027). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.