Location: Camden County, MO | Metro: Camden County, MO
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $710 |
| 1 Bedroom | $740 |
| 2 Bedrooms | $960 |
| 3 Bedrooms | $1,330 |
| 4 Bedrooms | $1,480 |
| 5 Bedrooms | $1,717 |
| 6 Bedrooms | $1,923 |
| 7 Bedrooms | $2,077 |
| 8 Bedrooms | $2,181 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $960 | $247,933 | 0.39% | F |
| 3BR | $1,330 | $346,228 | 0.38% | F |
| 4BR | $1,480 | $498,137 | 0.3% | F |
| 5BR | $1,717 | $632,098 | 0.27% | F |
U.S. Census Bureau data (2024)
12.0% of the residents in ZIP 65052, Montreal, MO, are renters, indicating a modest demand for rental properties. However, the $890 Fair Market Rent (FMR) set for the metro area for fiscal year 2026 is slightly higher than the $821 average market rent reported by the Census Bureau's American Community Survey (ACS), suggesting that Section 8 vouchers can cover a larger portion of potential rents. This discrepancy could be advantageous for landlords willing to participate in the program.
$341,430 is the median home value in this region, which is relatively stable and might attract investors looking for long-term gains rather than short-term flips. The median income of $87,125 supports a healthy economic base, although it's important to note that this figure does not guarantee individual tenant financial stability.
The 0.3% price-cut share indicates that property values in ZIP 65052 are generally resistant to significant depreciation, which is positive for investors concerned about maintaining asset value. While the number of days on market (DOM) is listed as N/A, this likely means there is little to no fluctuation in the time it takes to rent out properties, implying steady occupancy rates.
Investors considering Section 8 participation should be aware that the $890 FMR is sufficient to cover most market rents in the area, making it feasible for tenants to secure housing without additional financial burden. Moreover, the slightly elevated FMR compared to the market rent suggests that landlords could potentially earn more through the Section 8 program than they would with typical market rents.
Verdict: Section 8 is a viable option for landlords in ZIP 65052, given the favorable FMR to market rent ratio and stable property values.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.