Location: Kansas City, MO | Metro: Kansas City, MO-KS HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,080 |
| 1 Bedroom | $1,180 |
| 2 Bedrooms | $1,330 |
| 3 Bedrooms | $1,740 |
| 4 Bedrooms | $2,080 |
| 5 Bedrooms | $2,413 |
| 6 Bedrooms | $2,703 |
| 7 Bedrooms | $2,919 |
| 8 Bedrooms | $3,065 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 1BR | $1,180 | $98,877 | 1.19% | B |
| 2BR | $1,330 | $132,359 | 1% | B |
| 3BR | $1,740 | $177,698 | 0.98% | C |
| 4BR | $2,080 | $201,439 | 1.03% | B |
| 5BR | $2,413 | $235,661 | 1.02% | B |
U.S. Census Bureau data (2024)
The economics of Section 8 housing in ZIP code 66102, located in Kansas City, KS, and Wyandotte County, are straightforward. For a two-bedroom apartment, the SAFMR (Small Area Fair Market Rent) is set at $1150 per month for fiscal year 2024. This figure is specific to this ZIP code, reflecting the local rental market conditions more accurately than a broader metro or county-level FMR would.
The local market rent, as indicated by ZORI (Zillow Observed Rent Index), is slightly higher at $1,216 per month. This suggests that landlords participating in the Section 8 program will receive less than the average market rent for a comparable unit.
A Section 8 voucher works by covering the difference between the tenant's contribution and the SAFMR. Typically, the tenant is responsible for paying 30% of their adjusted monthly income toward rent. If we assume an average household income eligible for Section 8 assistance, the tenant might contribute around $345 per month towards the rent of a two-bedroom unit.
The remaining amount is covered by the government. In this case, the reimbursement would be $805 per month ($1150 - $345). Additionally, there are utility allowances that vary based on the location and the type of dwelling. For a two-bedroom unit in ZIP 66102, the utility allowance might be approximately $350 per month.
This means that the total reimbursement a landlord can expect from a Section 8 voucher for a two-bedroom apartment in ZIP 66102 would be around $1155 per month ($805 + $350). However, since the local market rent is $1,216, there is a reimbursement gap of $61 per month for landlords renting at market rates.
To summarize, landlords in ZIP 66102 who accept Section 8 vouchers should expect to receive a total of $1155 per month for a two-bedroom apartment, which is $61 less than the average market rent. This gap represents the economic reality of participating in the Section 8 program in this specific area.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.