Location: Kansas City, MO | Metro: Kansas City, MO-KS HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,710 |
| 1 Bedroom | $1,860 |
| 2 Bedrooms | $2,100 |
| 3 Bedrooms | $2,740 |
| 4 Bedrooms | $3,290 |
| 5 Bedrooms | $3,816 |
| 6 Bedrooms | $4,274 |
| 7 Bedrooms | $4,616 |
| 8 Bedrooms | $4,847 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $2,100 | $244,256 | 0.86% | C |
| 3BR | $2,740 | $296,761 | 0.92% | C |
| 4BR | $3,290 | $426,754 | 0.77% | D |
| 5BR | $3,816 | $505,548 | 0.75% | D |
U.S. Census Bureau data (2024)
The ZIP code 66109 in Kansas City, KS, is primarily a homeowner-dominated area with only 20.1% of residents being renters. This indicates that the tenant pool here is relatively smaller compared to areas with higher percentages of renters. The median household income stands at $102,593, which places many residents above the income threshold typically associated with Section 8 housing assistance.
The market rent for the area is $1,508, which represents approximately 17.2% of the median household income. However, the Fair Market Rent (FMR) for the ZIP code is set at $1,730 for FY 2024, indicating that landlords who wish to participate in the Section 8 program may need to adjust their rents to align with these guidelines.
Given the income levels and the relatively low percentage of renters, it is likely that the demand for Section 8 vouchers is lower than in more renter-heavy areas. Landlords can expect tenants who, while potentially receiving some form of rental assistance, may also have additional financial resources due to the higher overall income levels in the area. It's important to note that tenants will still be subject to rigorous screening processes to ensure they meet eligibility requirements.
In summary, ZIP 66109 is not a prime location for landlords focusing exclusively on Section 8 tenants due to its predominantly owner-occupied housing stock and higher median income levels. However, landlords who are willing to work within the FMR guidelines can attract tenants who receive rental assistance but also have the means to contribute to the overall cost of renting.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.