Location: Wayne County, NE | Metro: Cuming County, NE
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $730 |
| 1 Bedroom | $890 |
| 2 Bedrooms | $1,010 |
| 3 Bedrooms | $1,340 |
| 4 Bedrooms | $1,460 |
| 5 Bedrooms | $1,694 |
| 6 Bedrooms | $1,897 |
| 7 Bedrooms | $2,049 |
| 8 Bedrooms | $2,151 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,010 | $187,539 | 0.54% | F |
| 3BR | $1,340 | $242,082 | 0.55% | F |
| 4BR | $1,460 | $278,050 | 0.53% | F |
U.S. Census Bureau data (2024)
ZIP code 68791, located in Wisner, Nebraska, stands out within Cuming County due to its unique demographic and economic characteristics. With a population of 2,044 residents, 33.5% of whom rent their homes, the area has a median household income of $69,018. The median home value in this ZIP code is notably higher at $226,022, reflecting a relatively stable housing market.
The dynamics of the housing market in Wisner are further influenced by the Section 8 voucher program. The Fair Market Rent (FMR) for the metro area in fiscal year 2026 is set at $960, whereas the current market rent, based on Census ACS data, is $807. This indicates that landlords participating in the Section 8 program can expect to receive slightly higher rents compared to the current market rate, making it an attractive option for property owners looking to maximize their rental income.
Given the data, the overall economic environment in ZIP 68791 appears stable. The median income suggests that residents have sufficient financial resources to support the local economy, while the higher median home value points to a solid investment climate. The disparity between the FMR and the actual market rent provides a modest incentive for landlords to accept Section 8 vouchers, ensuring a steady stream of tenants and reducing vacancy rates.
To summarize, Wisner's data signature presents a stable housing market with a slight tilt towards transitional dynamics due to the potential for growth through the Section 8 program. Landlords and small-portfolio investors should consider these factors when evaluating the ZIP code for investment opportunities.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.