Location: Webster County, NE | Metro: Adams County, NE
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $780 |
| 1 Bedroom | $850 |
| 2 Bedrooms | $1,080 |
| 3 Bedrooms | $1,430 |
| 4 Bedrooms | $1,620 |
| 5 Bedrooms | $1,879 |
| 6 Bedrooms | $2,104 |
| 7 Bedrooms | $2,272 |
| 8 Bedrooms | $2,386 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,430 | $222,802 | 0.64% | D |
U.S. Census Bureau data (2024)
ZIP 68957, located in Webster County, NE, can serve as a diversifier within a Section 8 portfolio strategy. With a median income of $109,900, this area stands out as a middle-class community, which can provide stability and reduce risk in an otherwise volatile rental market. Although the median home value is $193,518, the relatively low renter share of 2.2% indicates that homeownership remains the dominant form of housing.
The lack of significant appreciation potential is evident from the limited data on price-cut shares and days on market (DOM), both of which are marked as N/A. This suggests that the real estate market in ZIP 68957 is stable but not particularly dynamic, making it unsuitable for capital appreciation plays. However, it does offer a steady income stream due to its stable economic conditions and the presence of middle-income earners who may benefit from Section 8 assistance.
A cash-flow anchor would typically require a higher renter share and a clear gap between Fair Market Rent (FMR) and market rents. In ZIP 68957, the FMR for a $1,000 metro in fiscal year 2026 is not significantly higher than the median home value, indicating that it does not present a strong opportunity for maximizing rental income over the long term.
To summarize, ZIP 68957 is best suited as a diversifier within a Section 8 portfolio. It offers a stable income source with minimal risk, given the strong economic indicators and median income levels. While it may not be the primary driver of portfolio growth, it provides a solid foundation for landlords and small-portfolio investors looking to balance their investments.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.