Location: Kimball County, NE | Metro: Banner County, NE
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $750 |
| 1 Bedroom | $780 |
| 2 Bedrooms | $1,010 |
| 3 Bedrooms | $1,380 |
| 4 Bedrooms | $1,390 |
| 5 Bedrooms | $1,612 |
| 6 Bedrooms | $1,805 |
| 7 Bedrooms | $1,949 |
| 8 Bedrooms | $2,046 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,010 | $119,390 | 0.85% | C |
| 3BR | $1,380 | $174,456 | 0.79% | D |
| 4BR | $1,390 | $194,443 | 0.71% | D |
| 5BR | $1,612 | $210,192 | 0.77% | D |
U.S. Census Bureau data (2024)
The ZIP code 69145, located in Kimball, NE, stands out within the Kimball County, NE metro area when considering several key metrics including Fair Market Rent (FMR), market rent, home values, and renter share. The FMR for the metro area in fiscal year 2026 is set at $960, which represents the threshold for housing affordability. In contrast, the actual market rent in ZIP 69145 is lower at $814. This suggests that landlords in this ZIP code can offer competitive rents without exceeding the affordability threshold.
The median home value in ZIP 69145 is $162,380, which is notably lower than what might be expected in a premium sub-market but still reasonable for the region. The renter share, at 22.8%, indicates a significant portion of residents who prefer or need to rent their homes, making it a favorable environment for rental properties.
Comparatively, ZIP 69145 appears to be a value pocket within the Kimball County, NE metro. Its below-metro FMR and market rent figures, coupled with a relatively low home value, suggest that it offers attractive opportunities for both landlords and small-portfolio investors. The higher-than-average renter share also points towards a strong demand for rental properties, potentially indicating a concentration of tenants eligible for Section 8 assistance.
While the data provided does not explicitly detail the average metrics for other ZIP codes in Kimball County, NE, the inference drawn from the specific figures for ZIP 69145 supports its classification as a value pocket. It has a higher renter share than typically seen in more expensive areas, yet the home values are lower, aligning with characteristics that could make it a sweet spot for Section 8 investments.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.