Location: White County, AR | Metro: White County, AR
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $680 |
| 1 Bedroom | $780 |
| 2 Bedrooms | $950 |
| 3 Bedrooms | $1,240 |
| 4 Bedrooms | $1,250 |
| 5 Bedrooms | $1,450 |
| 6 Bedrooms | $1,624 |
| 7 Bedrooms | $1,754 |
| 8 Bedrooms | $1,842 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,240 | $171,120 | 0.72% | D |
U.S. Census Bureau data (2024)
The real estate landscape in ZIP code 72010 is poised for stability and slight growth over the next 12-24 months, based on key indicators such as the median home value and rental market dynamics. With a median home value at $160,524, the area reflects an affordable housing market that attracts first-time buyers and investors looking for entry-level properties.
The fact that only 0.4% of listings have seen price reductions signals strong seller pricing power. This low percentage of price drops suggests that demand remains steady, if not slightly outpacing supply, which supports the notion that sellers can maintain their asking prices without significant concessions. The median days on market (DOM) being noted as 'N/A' could imply either a very quick turnover rate or a data collection issue, but given the context of minimal price reductions, it likely points to a brisk sales environment where homes are selling promptly.
On the rental side, the upcoming fiscal year 2026 Fair Market Rent (FMR) of $890 for the metro area stands above the current market rent of $799, as reported by the Census Bureau's American Community Survey (ACS). This gap indicates potential upward pressure on rents as the market adjusts to meet the FMR, benefiting landlords and small-portfolio investors who can expect modest rent increases in the near term.
For long-term investors, the setup implies a realistic appreciation thesis rooted in the area's affordability and the gradual increase in rental values aligning with the FMR. As the rental market strengthens, so too will the underlying property values, providing a solid foundation for capital appreciation. However, the appreciation rate is unlikely to be explosive; rather, it will be a steady and measured growth reflective of the area's economic fundamentals and moderate rental market trends.
In summary, ZIP code 72010 presents a balanced market with strong seller pricing power and a rental market primed for gentle growth. Long-term investors should anticipate a stable investment climate with opportunities for gradual appreciation and increasing rental income.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.